Bankingsupervision.europa.eu

The resilience of the European banking sector

Before I talk more about the impact of the war in Ukraine, I would like to briefly return to the effects of the COVID-19 health crisis. The pandemic made certain … See more

Actived: 2 days ago

URL: https://www.bankingsupervision.europa.eu/press/speeches/date/2022/html/ssm.sp220614~f5ea7887ec.en.html

Boosting banking resilience to adverse external shocks

WEBBanks’ liquidity coverage ratio dropped to 165% from 173% over the same period, as compared to a ratio of 146% in the first quarter of 2020. In both cases, the …

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Banking stability amid macroeconomic uncertainty

WEBIn fact, standard indicators of banking health tended to improve during the pandemic. In aggregate terms, the Common Equity Tier 1 (CET1) capital level of banks …

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COVID-19 exposes weaknesses in banks’ recovery plans

WEBCOVID-19 exposes weaknesses in banks’ recovery plans. 17 February 2021. Good recovery planning makes banks more resilient to severe shocks. It is one of …

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Comprehensive assessments

WEBThese checks are called comprehensive assessments. They help to ensure that banks are adequately capitalised and can withstand macroeconomic and financial shocks. The …

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ECB Annual Report on supervisory activities 2021

WEBECB/2021/27. Decision (EU) 2021/1074 of the European Central Bank of 18 June 2021 on the temporary exclusion of certain exposures to central banks from the total exposure …

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how have they coped with the crisis and what lies ahead

WEBFirst, the Basel III reforms implemented after the great financial crisis enabled banks to build greater capital and liquidity buffers, which they were able to use to …

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What is the SREP

WEBSupervisors regularly assess and measure the risks for each bank. This core activity is called the Supervisory Review and Evaluation Process, or SREP for short. It …

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NPL management and the COVID-19 crisis

WEBIn its first year alone, the Hercules scheme reduced Greek banks’ NPLs by around 40%. Despite delays caused by the COVID-19 pandemic, the four largest Greek …

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Crisis management reform – a welcome step in the right direction

WEBThe Chair of the Single Resolution Board (SRB), Dominique Laboureix, has just told us why we need the crisis management reform. Let me now give you the ECB’s perspective on …

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Credit risk: Acting now paves the way for sound resilience later

WEBThe outcomes of our assessments are incorporated in the 2021 SREP. The outcome of the SREP will first be communicated in a dialogue between the joint …

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ECB Banking Supervision

WEBThe misalignment with the EU climate transition pathway can lead to material financial, legal and reputational risks for banks. It is therefore crucial for banks to identify, measure and …

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How can we make the most of an incomplete banking union

WEBFirst and foremost, we faced a severe public health crisis which created extreme uncertainty for the trajectory of our economies and the risks facing our banks. …

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Fifth ECB Forum on Banking Supervision 2023

WEBThe fifth ECB Forum on Banking Supervision will take place on 30 November and 1 December 2023 at the ECB’s Main Building in Frankfurt. You can also follow the event …

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Banks back to pre-pandemic profitability, but will it last

WEBThe rebound in aggregate return on equity – a basic measure of profitability – to nearly 7% in the first half of 2021 came well ahead of banks’ projections from the …

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The integration of the EU banking sector and the challenges of …

WEBThis reduces the potential for private risk sharing in the European banking market, and thus increases risks to local financial stability rather than reducing them. In …

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ECB updates Guide to internal models

WEBThe European Central Bank (ECB) today published its final revised Guide to internal models, following a public consultation which ended in September 2023. The …

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ECB finalises report on how banks govern and manage …

WEBThe European Central Bank (ECB) today published its final report on “ Sound practices in counterparty credit risk governance and management ”, following a public …

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Guide on Climate-Related and Environmental Risks

WEBBox 1. Overview of ECB supervisory expectations. 1. Institutions are expected to understand t he impact of climate- related and environmental risks on the business …

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ECB consults on counterparty credit risk governance and …

WEBThe consultation on the report starts today and ends on 14 July 2023. We will mainly call upon banks and practitioners involved in CCR management. The ECB will …

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