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Caravus Your Health Coverage Partner

WebInsuring A Healthier Tomorrow. THE CARAVUS WHY. We believe life is meant to be lived to the fullest and health is a key ingredient in a life well lived. Your Health Coverage …

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URL: https://www.caravus.com/

Caravus Connect — Caravus Your Health Coverage Partner

WebIt used to be only Fortune 1000 companies had access to high-tech HR tools. That’s not the case anymore. With Caravus Connect, we’ve been a leader in driving efficiency, …

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Telehealth vs. Telemedicine: What is Covered by Insurance

WebTelehealth is a general term used to describe clinical services provided to patients through electronic communications (like Zoom or Microsoft Teams) that are …

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Q&A: Health Coverage for Domestic Partners

WebYes, in most cases. Although group health coverage provided to the employee, spouse, and children under age 27 (and some older children) is tax-free, the …

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What is a benefits advocate

WebBenefits advocates understand the complex nuances of health insurance and work directly with the carriers to resolve any plan-related issue, eliminating the need …

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About — Caravus Your Health Coverage Partner

Webwhat we do We simplify the complex choice of health coverage so that individuals and businesses can navigate their health plan in a way that they feel secure, comfortable, …

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The No Surprises Act Explained

WebThe No Surprises Act (NSA), part of the Consolidated Appropriations Actof 2021, forbids healthcare providers from distributing surprise medical bills when a patient …

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Obtaining Health Insurance After A Job Loss

WebA sense of distress may be the first feeling that you experience after a job loss. You may worry about making ends meet, finding a new job and remaining insured. …

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2024 ACA Reporting Requirements — Caravus Your Health …

Web2024 ACA Reporting Requirements. Applicable large employers (ALEs), which generally are entities that employed 50 or more full-time and full-time-equivalent …

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News — Caravus Your Health Coverage Partner

WebEmployers offering group health coverage that includes any prescription drug benefits must complete two notice and disclosure requirements each year. Read More. Robby …

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Embedded vs. Non-embedded Deductibles — Caravus Your …

WebA non-embedded, or aggregate, deductible is simpler than an embedded deductible. With a non-embedded deductible, there is only a family deductible. All family …

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If you're still working at 65, should you apply for Medicare

WebA recent study from Pew Research discovered that roughly one-in-five Americans ages 65 and older (19%) were employed in 2023 – nearly double the share of …

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Health Fairs 101 — Caravus Your Health Coverage Partner

WebHealth Care, Health Care Reform TOKY August 22, 2012 Carrier Consolidation, Economics of Healthcare, Health Insurance, Medical Carriers, Medical …

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Q&A: SPDs, Plan Documents & EOCs

WebThe EOC can also refer to a certificate or contract provided to a health plan member that contains information about coverage and other rights. ERISA requires the …

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Q&A: COBRA and Spousal Coverage

WebDo you offer health coverage to employees’ spouses? If so, do you know how to handle COBRA coverage if the employee makes a change to their plan? Below is …

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Do Business Owners Count Toward COBRA

WebThe federal Consolidated Omnibus Budget Reconciliation Act (COBRA) generally requires that group health plans sponsored by employers with 20 or more …

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Embedded vs. Non-embedded Deductibles — Caravus Your …

WebNon-embedded DeductiblesA non-embedded, or aggregate, deductible is simpler than an embedded deductible. With a non-embedded deductible, there is only a …

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Medicare Open Enrollment Starts Soon

WebMedicare Open Enrollment runs from Oct. 15 through Dec. 7 with changes taking effect Jan. 1, 2019.

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ACA Affordability Calculator for Applicable Large Employers

WebThe 2024 Affordability Percentage is 8.39%, a decrease from the 2023 percentage of 9.12%. This means that a group plan sponsor’s lowest monthly priced …

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Contact — Caravus Your Health Coverage Partner

WebThank you! We have received your message and we’ll be in touch with you shortly.

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