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Important Health Insurance Terms That You Should Know

WEBCopayment – flat dollar amount that you will pay your health care provider for a covered service. For instance, you could have a copayment of $30 for every visit to …

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URL: https://ciainsurance.com/important-health-insurance-terms-that-you-should-know/

How Medicare Changes Will Affect Nursing Homes and Home …

WEBUnderstanding the effect that Medicare's new payment model has on skilled-nursing facilities. On October 1st, Medicare enacted its new Patient Driven Payment …

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The New Relationship between Medicare and Michigan Auto …

WEBMichigan has recently updated its laws on auto insurance’s medical coverage, effective July 1, 2020. The various changes provide new options for Medicare enrollees …

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The Impact of Data Breaches on the Healthcare Industry

WEBAccording to a study published in the American Journal of Managed Care, hospital data breaches accounted for approximately 30% of major security incidents …

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Life Insurance Agent Near Me Life Insurance Agent Michigan

WEBOpting for a Life Insurance Agent near me has a range of unique advantages, and when you choose CIA Insurance, you gain access to these key benefits: Personalized Service. …

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Personal Insurance

WEBSophia Najjar joined CIA Insurance and Risk Management in 2008. Through hard work and dedication, she became a partner in the firm in 2017 and in 2020 part of the Hilb Group.

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What to Know About the Mental Health Parity and Addiction …

WEBHow the MHPAEA changes how employee benefits are allocated. Recently, the Department of Labor, the Department of Human Services, and the Treasury …

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Citizens Insurance in Michigan, Citizens Auto Insurance in Michigan

WEBOur Process. CIA Insurance & Risk Management stands ready to serve individuals, families, and business owners who seek more than just a standard risk analysis and …

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Essential Questions to Ask When Reviewing Your Insurance Policies

WEBThis means that the higher your deductibles, the lower your premiums will be. Policyholders are encouraged to assume a higher deductible as a means of saving …

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Auto Insurance in Shelby Township Michigan

WEBWelcome to CIA Insurance and Risk Management, your trusted ally on the road to comprehensive auto insurance in Shelby Township, Michigan. Navigating the …

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CIA Insurance & Risk Management

WEBOur clients understand that experts can be found across all professional disciplines, including insurance, business consulting, and employee benefits. At CIA Insurance and …

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Recognizing Employee Requests for ADA Accommodations

WEBUnder the Americans with Disabilities Act (ADA), employers with at least 15 employees must grant employee requests for ADA accommodations, except in cases …

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Auto Insurance in Michigan: What You Need to Know in 2022

WEBMay 23, 2022 Automobile Insurance Guide, mi auto insurance. Under Michigan’s new auto insurance law, drivers can choose from six different Personal Injury Protection (PIP) …

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Comparing Professional Liability and Errors and Omissions Insurance

WEBAre these commercial coverages actually different? If you own a company and are looking to secure the right business insurance in Michigan, then you have …

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What Homeowners Need to Know About Sewer Backup Coverage

WEBA sewer backup occurs when sewage backs up into a home through drain pipes or residential plumbing systems. Naturally, this disaster can cause significant …

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Business Insurance

WEBBecoming a CIA Insurance client grants you a team of insurance professionals. We listen to your business needs and advise you of coverage that is tailored to the risk that your …

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Understanding the Difference Between HO-3 and HO-5 Home …

WEBHO-5 home insurance policies are also known as “comprehensive form” policies. These policies are true open peril policies, meaning that they offer dwelling and …

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