Clearpoint.org

Finding an Affordable Doctor in a New Town Clearpoint

There are a few things you should consider when you do find a potential new doctor. First, you need to know if you’re looking for a primary … See more

Actived: 5 days ago

URL: https://www.clearpoint.org/blog/finding-an-affordable-doctor-in-a-new-town/

5 Old School and New School Ways to Track Your Spending

WebEmilie is the brains, the brawn, and the beauty behind She Does Better, inspiring millennial women to live financially, physically, and professionally fit lives.She …

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The Benefits of NFCC Credit Counseling

WebCredit counseling agencies that are part of the NFCC have a unique approach to the way that they counsel, because they take the client’s individual situation into consideration. …

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How Does Debt Affect Your Mental Health

WebThe findings were enough for the study to conclude that debt is “one of the major risk factors for CMD.”. Another study from Northwestern University found that …

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How to Manage Medical Debt Clearpoint Credit …

WebHow to Manage Medical Debt. It always happens when you least expect it—serious injury or illness can strike at any moment, and wreak havoc on both our health, and our financial …

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Medical Bills without a Due Date – When should You Pay

WebSo let’s review the timeline—bill with no due date, then a past due notice about 30 days later, then a letter from collections after 60 days. That is fast-moving and, again, …

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Murphy's Law of Finances Clearpoint

WebMurphy’s Law of Finances. By Sara Hijaz January 3rd, 2012 Budgeting and Saving Money, Managing Credit and Debt. I don’t know about you, but I am pretty …

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How Credit Reporting for Unpaid Medical Bills is Changing

WebDoctors, hospitals, and other medical facilities don’t report debt directly to the credit bureaus. Instead, they send unpaid debt to collection agencies, and these …

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Financial Health Quiz Clearpoint Credit Counseling

WebMake an appointment for a free credit counseling session with a Clearpoint credit counselor who can help you make a plan to get out of debt. Or, call 800.750.2227 (CCCS). Use the …

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How COVID-19 May Impact Your Credit Score Clearpoint

WebThe CARES Act Makes a Few Credit-Related Changes. The Coronavirus Aid, Relief, and Economic Security (CARES) Act amends the Fair Credit Reporting Act …

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Healthcare Open Enrollment Clearpoint

WebTwitter; Facebook; Pinterest; It varies by employer, but healthcare “open enrollment” typically happens once per year. Your office manager or human resources …

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Benefits of Credit Counseling Clearpoint

WebThese benefits make credit counseling a unique and robust service that can help you create a solid plan for your future. Click below to read more or get started. A credit counseling …

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Should I pay a medical bill in collections

WebI have a $28,000 medical collection with a well known non – profit clinic/ hospital in AZ. I’ve been paying them $100/mo on time for 2 yrs.Yesterday I received an …

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How to Read Your Paycheck Stub Clearpoint

WebCommon Abbreviations Used on Paycheck Stubs. YTD: Year-to-Date. FT or FWT: Federal Tax or Federal Tax Withheld. ST or SWT: State Tax or State Tax …

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Benefits of a Debt Management Program Clearpoint

WebBy starting a debt management program, you show your willingness to pay off 100% of your debt. In return, many creditors are willing to help you out by reducing your interest rates …

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How to Negotiate Medical Expenses before and after you Receive …

WebAt Clearpoint, we want to provide consumers with two important strategies. First, we want to teach the skills of negotiating payments for medical bills. In most cases, …

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Officers Clearpoint Credit Counseling (CCCS)

WebThe leadership team at Clearpoint is committed to the nonprofit organization’s mission of consumer health through financial education. Michelle Jones – Exective Director | …

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What is a good debt-to-income ratio, anyway

WebTier 2 – 15 to 20 Percent. The next tier is a debt-to-income ratio of between 15 and 20 percent. Using our previous example, if you make $35,000, a debt-to-income ratio of 20 …

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Monthly Budget Calculator Clearpoint Credit Counseling

WebStep 1: Enter Your Income; Start by entering your monthly income in the sections below. Click the "+" buttons to expand them. Net Monthly Pay: Your Net Monthly Pay Your net …

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Responsible for the Debt of a Deceased Spouse or Loved One

WebLikely no. You’re responsible for handling the estate. Likely yes, but using the estate’s assets not your own. You cosigned a financial obligation, or have a joint financial …

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