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A Complete (and Simple) Guide to Emergency Funds

An emergency fund is money that is set aside that can only be used in case of an emergency. It is a separate fund that you can immediately … See more

Actived: 8 days ago

URL: https://www.fundingcloudnine.com/emergency-fund/

Dealing with Student Loan Debt (the financially healthy way)

WebStep 4: Make a plan. Creating a plan is the critical step to dealing with student loan debt. Without a plan, you’ll get lost is a sea of bills …or worse, you may just grow accustomed …

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100+ Budget Categories to Help You Create a Successful …

WebI have create a one-page summary of over 100 budget categories (with room to add your own, if you have any specialized categories for your unique situation). This one page …

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38 Commonly Forgotten Budget Categories that can …

WebIn addition to your phone, at some point you’ll probably need to replace your computer, tablet, or TV. 11. Software. Whether you have to pay for Microsoft Office or some …

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8 Cash Envelope System ProblemsAnd How To Solve …

WebFor years, my wallet only had cards…not even one single dollar bill. Solution: – Fill your envelopes less frequently. Instead of filling your envelopes once a month, fill your …

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10 Ways to Dramatically Reduce Your Debt Stress

Web1. Start feeling empowered about your finances. Feeling empowered about anything gives you strength and gives you power. It puts you in control. This is so important when …

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12 Financial Habits for Becoming Successful at Saving …

WebBy saving money in one of these accounts you are protecting yourself from risky financial situations in the future. 3. Have A Plan For Your Money. The most successful people in …

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Recommended Envelope System Categories for Beginners …

WebStep-by-Step Guide to determine the best budget categories for the cash envelope system: 1. Whip out your budget. And oh my, if you say you don’t have one, quickly print out a …

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22 Surprising Library Benefits That Can Save You Money

Web7. Office equipment. Your library most likely has computers, printers, copy machines, and shredders that can be used for free or at a very low cost. 8. Wi-fi! Now you no longer …

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100+ Free Self-Care Ideas to Help You Flourish in Life

WebFind a new place to volunteer. Cook a new-to-you healthy recipe. Take a dip in the local pool. Climb a tree…or at least try to. Walk through a farmer’s market. Take your dog (or …

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My Debt Story: How I paid off $125,181 of student loan debt

WebI took out a $40,000 loan from my 401 (k) and was able to immediately pay off about 70% of my private student loans (I still had some private loans and all my federal student loans …

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The Top 6 Personal Finance Podcasts

WebThe podcast stands up to its name “quick and dirty” – you won’t get a lot of nonsense in these podcasts. Laura explains money concepts in a very clear and concise way. 6. Bad …

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100+ Financial Resolutions to Make 2018 Your Best Year Ever

WebMiscellaneous Financial Resolutions for 2018. Keep a money journal of your money thoughts, struggles, accomplishments, worries. Set financial goals and map out a plan to …

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How to Create a Bare Bones Budget (+ Free Worksheet)

WebIf you aren’t being honest, it’s not a bare bones budget. Step 5: Review your ‘absolutely-essential’ and ‘nearly-essential’ lists. Confirm that everything else is a want. Review your …

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The Stages of Getting Into (And Out of) Debt – Described With …

WebThe stress builds and your mental health crumbles. Debt is ruthless. 6. Loneliness. Debt triggers loneliness. You feel alone in the debt attack. Alone in figuring out how to pay it. …

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The First 10 Things to Cut from your Budget

WebHere is a list of the first ten things I think you should cut from your budget to reduce your monthly expenses. 1. Restaurants. Okay, we’re going to start with the obvious. Don’t go …

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21 Debt Delusions Preventing You From Becoming Debt-Free

Web16. “I’ll start later when I’m ready”. You’re never going to be ready. There’s never going to be a perfect time to start your journey. This lie that you tell yourself just delays your start …

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10 Things I Wish I'd Known Before Starting the Debt Snowball …

WebSend it my way! 2. Ignore your math brain. Ignore the doubts. Stop being enticed by the Debt Avalanche Method. I know, using the Debt Avalanche Method where you pay your …

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5 Reasons to Pause Your Debt Snowball

WebThe Debt Snowball Method is a great way to pay off debt and reach the ultimate prize of debt-freedom. But is there ever a reason to pause or delay your debt snowball and push …

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