Ihcgroup.com

2018 Annual Meeting of Stockholders

WEB3 Specialty Health and Group Life & Disability insurance company Management team with average tenure of 25+ years Founded in 1980, publicly traded on the NYSE

Actived: 3 days ago

URL: https://www.ihcgroup.com/PDF/2018_Stockholders_Presentation.pdf

2020 Annual Meeting of Stockholders

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WEBwww.ambest.com Page 3 of 11 Printed January 8, 2020 B EST S R ATING R EPORT Rating Rationale Balance Sheet Strength: Strongest • The Independence Holding …

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2017 Annual Meeting of Stockholders

WEB3 Specialty health and group life & disability insurance company Founded in 1980, publicly traded on the NYSE Market cap over $400M ($26.95 per share as of 11/7/2017)

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B EST’S R ATING R EPORT BEST’S RATING REPORT

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2019 Stockholders Presentation.v6

WEB3 IHC at a Glance • Specialty Health, Life and Disability Company – Management team with average tenure of 25+ years • Founded in 1980, publicly traded on the NYSE

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2016 Annual Meeting of Stockholders

WEB7 Stop-loss Sold IHCRS for $152.5M with a gain of $110M Took AMIC Private IHC Parent Much Stronger $440M GAAP equity at 6/30/16 vs. $323M at 12/31/15

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To Our Shareholders

WEBAncillary Health Benefits Although we have generated positive underwriting margins in the fully insured segment over each of the past five years, our results for 2013 were …

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