Insights.q4intel.com

Breaking Down Full-Coverage Health Insurance

Full-coverage health insurance, also known as major medical health insurance or comprehensive coverage, is a health insurance plan that provides overarching, broad coverage of a … See more

Actived: 3 days ago

URL: https://insights.q4intel.com/employers/breaking-down-full-coverage-health-insurance

Knowledge Is Power: Key Takeaways about 2024 Health and …

WebSo, we've combed through the Health & Benefit Strategies for 2024 survey report to break down the key takeaways, helping you stay ahead of the game while keeping your …

Category:  Health Go Health

Fully Insured and Self-Funded Plans: The Pros and Cons

WebIn our blog published a couple of weeks ago, we delved into the three different types of group health insurance plans: fully insured, level-funded, and self-funded. As you’re …

Category:  Health Go Health

What is Health Insurance

WebSimply put, health insurance is a safety net that helps your employees and their loved ones stay healthy with preventative care and medications, as well as help them recover after …

Category:  Health Go Health

5 Employee Benefits Trends to Watch in 2023

WebA survey shows that healthcare is still a worry for employees and their families. Currently, the national average of coverage for healthcare premiums is 83%, but something to …

Category:  Health Go Health

6 Employee Benefits Trends to Watch in 2024

WebStrides are being made in health equity, particularly in making benefits accessible to all, regardless of socioeconomic status. In 2023, a survey by EY indicated that 98% of …

Category:  Health Go Health

Why (and How) You Should Care About Employee Health

WebEmployee health is a good investment. When you take the time to make sure they are healthy and happy—both physically and mentally—they will remember it and give their all …

Category:  Health Go Health

Ask the Experts: Medical Loss Ratio (MLR) Rebates

WebHealth insurers, including HMOs, are required to spend the majority of the premiums they collect on actual health benefits, excluding administration, marketing, and profit. The …

Category:  Health Go Health

Employee Benefits Communication Is More Complicated Than You …

WebEmployee sentiments tend to mirror results of the OERB. A study from Maestro Health confirms the lack of communications, showing that up to 35% of employees don’t really …

Category:  Health Go Health

Health insurance and benefits market shifts to individual needs …

WebThe health insurance and benefits market will continue to adjust and settle, in much the same way a building settles after an earthquake. If the ACA is like a disruptive …

Category:  Health Go Health

Is a Pharmacy Carve-out Right for Your Group Health Plan

WebAdvantages. Pharmacy carve-outs can provide transparency, flexibility, control, and accessibility to employers in the form of: Better control over pharmacy benefit costs. …

Category:  Health Go Health

2024 Limits Announced for HSAs, High Deductible Health Plans, …

WebOn May 16, 2023, the Internal Revenue Service released updates to the maximum annual 2024 contribution limits for health savings accounts (HSAs) under high deductible health …

Category:  Health Go Health

Why Healthcare Literacy Should Be a Top Concern for Employers

WebIf you want your employees to take full advantage of their health plan, it’s important that it’s kept top of mind for them—this means making sure you’re not only communicating about …

Category:  Health Go Health

Telehealth: More Than Just a Trend

WebTelebehavioral health commonly refers to virtual talk therapy or telepsychiatry, allowing people to meet with a therapist or psychiatrist from the comfort of home. The American …

Category:  Health Go Health

5 Ways To Reduce Claims For Self-funded Plans

Web5. Add health coaching access to the plan. This type of service provides employees with diet, lifestyle and fitness sessions on a consistent timeline while incentivizing them to …

Category:  Fitness Go Health

Caution if Offering Health Coverage to Non-Employees

WebCovering individuals who are not employees on the health plan may result in creation of a multiple employer welfare arrangement or MEWA. The intent to create a MEWA is …

Category:  Health Go Health

Navigating the Future: Advancements in Employee Wellness …

WebToday’s shift in workplace wellbeing means building a place where everyone’s health and happiness are front and center to a company’s success. It’s about leadership actively …

Category:  Health Go Health

Nurturing Employee Wellness in Uncertain Times

WebNurturing Employee Wellness in Uncertain Times. Two years ago, a report by Gallup found that nearly a quarter of the 7,500 full-time employees they surveyed felt burned out "very …

Category:  Health Go Health

Competing for Talent

WebYet other studies, such as the one performed by Workforce Management and Business Insurance, have found that most employers won't drop their health insurance. Their …

Category:  Health Go Health

How Employers Can Offer Dependent Benefits

WebThe Children’s Health Insurance Program offers quality coverage to low-income families at a very affordable price. The cutoff level, costs, and benefits vary by state, but here’s a …

Category:  Health Go Health

Invisible Issues, Visible Solutions: Rethinking Mental Health at Work

WebIntegrating tech solutions into your wellness strategy enhances accessibility and personalization of care, leading to improved mental health outcomes, greater employee …

Category:  Health Go Health

Finding Common Ground in Healthcare: People-centric Approach …

WebAs he shared his ideas, it became clear what meaningful and robust roles employers do, or can, play in the health and lives of their employees. Employers know their staff; they …

Category:  Health Go Health