Investor.gov

Required Minimum Distribution Calculator Investor.gov

WebUse our required minimum distribution (RMD) calculator to determine how much money you need to take out of your traditional IRA or 401 (k) account this year. Note: If your spouse …

Actived: 5 days ago

URL: https://www.investor.gov/financial-tools-calculators/calculators/required-minimum-distribution-calculator

Investor Bulletin: Health Savings Accounts (HSAs) Investor.gov

WebThe SEC’s Office of Investor Education and Advocacy is issuing this Investor Bulletin to provide investors information about health savings accounts. We encourage …

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Financial Planners Investor.gov

WebA financial planner typically prepares financial plans for his or her clients. The kinds of services financial planners offer can vary widely. Some financial planners assess every …

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Investing on Your Own Investor.gov

WebAll investments carry some risk. The next step is research, research, research. When investing on your own, you are responsible for your decisions. How will you select one …

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The Role of the SEC Investor.gov

WebBased on its findings, Congress – in the peak year of the Depression – passed the Securities Act of 1933. The following year, it passed the Securities Exchange Act of …

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Assessing Your Risk Tolerance Investor.gov

WebAn aggressive investor, or one with a high risk tolerance, is willing to risk losing money to get potentially better results. A conservative investor, or one with a low risk tolerance, favors …

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Viatical Settlements Investor.gov

WebViatical Settlements. A viatical settlement allows you to invest in another person's life insurance policy. With a viatical settlement, you purchase the policy (or part of it) at a …

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Updated Investor Bulletin: An Introduction to ABLE Accounts

WebSept. 15, 2023. An Achieving a Better Life Experience (ABLE) account provides a tax-advantaged method to save for qualified disability expenses. Contributions are not tax …

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How to Read a 10-K/10-Q Investor.gov

WebIf you want to follow or invest in a U.S. public company, you can find a wealth of information in the company’s annual report on Form 10-K. Among other things, the 10-K offers a detailed picture of a company’s business, the risks it faces, and the operating and financial results for the fiscal year. Company management also discusses its perspective …

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Beginners’ Guide to Asset Allocation, Diversification, and …

WebThe managers of the fund then make all decisions about asset allocation, diversification, and rebalancing. It’s easy to identify a lifecycle fund because its name will likely refer to its …

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Asset Allocation Investor.gov

WebAsset allocation involves dividing your investments among different assets, such as stocks, bonds, and cash. The asset allocation decision is a personal one. The allocation that …

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SEC Saving and Investing

WebWhen you “invest,” you have a greater chance of losing your money than when you “save.”. The money you invest in se-curities, mutual funds, and other similar investments typically …

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Investor Bulletin and Consumer Advisory: Planning for Diminished

WebThe SEC’s Office of Investor Education and Advocacy and the CFPB’s Office for Older Americans are issuing this bulletin to help investors and consumers understand …

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Life Settlements Investor.gov

WebIn a “life settlement” transaction, a life insurance policy owner sells his or her policy to an investor in exchange for a lump sum payment. The amount of the payment …

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Variable Life Insurance Investor.gov

WebVariable life insurance is a form of life insurance. Like other life insurance, it provides a death benefit that may be significantly larger than the amount of premiums you pay. With …

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Updated Investor Bulletin: Insider Transactions and Forms 3, 4, and 5

WebThe SEC’s Office of Investor Education and Advocacy is issuing this Investor Bulletin to help educate investors about SEC Forms 3, 4, and 5. The federal securities …

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Employer-Sponsored Plans Investor.gov

WebEmployer-sponsored retirement plans can be a great source of income when you retire. And, if your employer offers matching funds, it is like getting free money. In this section, learn …

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Bonds, Municipal Investor.gov

WebMunicipal bonds (or “munis” for short) are debt securities issued by states, their political subdivisions (such as cities, towns, counties, and school districts), their agencies and …

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Bonds Investor.gov

Web2. Municipal bonds, called “munis,” are debt securities issued by states, cities, counties and other government entities. Types of “munis” include: General obligation bonds. Refers to …

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