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The Affordability Test for 2022 Health Plans

WEBIf the health plan year starts February 1, 2022 or later, however, the employer may refer to the new FPL amount which likely will be a little higher. 2. Rate of …

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URL: https://johnsondugan.com/the-affordability-test-for-2022-health-plans/

Caring for Your Mental Health

WEBMental health includes emotional, psychological, and social well-being. It is more than the absence of a mental illness—it’s essential to your overall health and …

Category:  Mental health Go Health

Cash in Lieu of Benefits Program

WEBA Cash in Lieu of Benefits program, or cash-out option, offers an incentive for those employees to waive the employer coverage and instead enroll in the other plan. …

Category:  Health Go Health

Top Benefit Trends for 2024

WEBThe challenges that influenced the benefits landscape in 2023 persist—perhaps even more so. Rising costs, due to inflation and increasing health care …

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Benefits Check-up: 6 Compliance Issues Affecting Your Clients’ …

WEBA health plan is more than a product or service; it’s a relationship. All productive and healthy relationships—especially in the benefits space—rely on trust. …

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Health Insurance Basics: Part 2

WEBHealth Maintenance Organization (HMO): A type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO. …

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Benefits 101: What is an HSA

WEBIt starts with medical expense accounts which let you set aside money to pay for certain health products and services. One type of medical expense account is a …

Category:  Medical Go Health

Components of an effective health care cost/benefit analysis

WEBThe first component of the health care cost/benefit analysis is to understand how the renewal is calculated; renewal formulas vary with the size of a company and with the …

Category:  Health Go Health

Fact Sheet for Consumers About the End of the COVID-19 Public …

WEBThe Centers for Medicare & Medicaid Services (CMS) issued a consumer-facing fact sheet to help people know what to expect at the end of the COVID-19 Public …

Category:  Health Go Health

Mental Health Exercises for a Strong Mind

WEBMental health requires the same dedication to good habits and choices that physical health does. And, when you make daily decisions to think about those things …

Category:  Mental health Go Health

Partial Self-Funding

WEBPartial Self-Funding. Partial self-funding offers more transparency to the inner costs and workings of the health plan as well as how the funding works. In a traditional, fully …

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Benefit Plan Design: Charging Employees Different Premiums

WEBEmployers who are designing a health and welfare benefit plan for their employees often wonder about the rules relating to setting premiums for employees. …

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Determining COBRA Premiums for Fully Insured and Self-Funded …

WEBA group health plan may charge at most 102 percent of the premium during the standard COBRA coverage period for similarly situated plan participants (100 …

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Health and Human Services (HHS), Department of Labor (DOL), …

WEBThe role of HHS with the Affordable Care Act (ACA) is really interesting. They are the driving force of all of the regulatory agencies. There are a lot of them. There are HHS, …

Category:  Health Go Health

Benefits of an Annual Exam

WEBAnnual exams offer you and your doctor a baseline for your health as well as being key to detecting early signs of diseases and conditions. According to Malcom …

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Are you addressing your employee’s financial health

WEBFinancial stress in the workplace influences productivity, absenteeism, physical health, emotional well-being, and the overall happiness of employees. Nearly …

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What Millennials Want in a Health Insurance Program

WEBWhen it comes to health benefits, this translates to a desire for comparative information and an expectation for customization options.. Millennials want to tweak their benefits …

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Benefits 101: Embedded vs. Non-Embedded Deductibles

WEBA deductible is the amount of money that must be paid for covered services before the health insurance company begins paying for expenses. For an individual …

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Best Practices for Initial COBRA Notices

WEBPractically speaking, the initial notice requirement can be satisfied by including the general notice in the group health plan’s SPD and then issuing the SPD to …

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COVID-19 Resources

WEBCoronavirus Resources. End of COVID-19 Emergency Period. In early 2020, a COVID-19 public health emergency (PHE) and national emergency were declared. Both will end on …

Category:  Coronavirus Go Health

Two Areas Impacting Benefits When the COVID-19 Emergencies End

WEBWhen the COVID-19 public health emergency and national emergency were declared in 2020, no one anticipated they would still be in place in 2023. On January 30, …

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