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Health Insurance for Expats in Germany

WebThe debate surrounding health insurance options in Germany can be confusing, with conflicting opinions on the benefits of private versus public coverage.While some …

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Public Health Insurance Germany – What You Need To Know

WebThe German public health insurance system, known as “gesetzliche Krankenversicherung” or statutory health insurance, is a fundamental aspect of the country’s social security …

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German Health Insurance Cost: Private vs. Public

WebGerman health insurance cost is a major issue for many people living in Germany – especially many people from the expat community coming to Germany for the first time. …

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How To Pay Less For German Health Insurance

WebHealth insurance premiums in Germany can be quite expensive. As a publicly insured person, you pay 14.6% plus an additional contribution of on average 1.6% of your …

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Private Health Insurance Germany – Relevant Information

WebA big difference between private and public health insurance in Germany is the way premiums are calculated. While public health insurance premiums are based on a …

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Health Insurance in Retirement: Difference between Public & Private

WebThe public pension covers 50% of the health insurance costs, while you are responsible for the remaining percentage, including care insurance (the entire percentage). In total, this …

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Social Security In Germany

WebThe German social security system is often considered a shining example of how a nation can provide essential support and protection to its citizens.Ensuring the well-being of its …

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How To Find The Right German Private Health Insurance

Web45% cashback = 2.700€ from the 3.000€ premium you have to pay ( +3.000€ from employer) 3.000€ premium – 2.700€ cashback = 300€ annually (or 5%) you are paying …

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Financial Advisor Germany: English-speaking & Independent

WebFinancial Advisor Germany: English-speaking & Independent. Meeting. PerFinEx Is 3. Place of the young Broker award 2023. PerFinEx is the #1 English-speaking & independent …

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Family health insurance – Helpful advice for expats

WebMany people believe that health insurance in Germany is free, but this is not the reality. Both employers and employees contribute to the public health insurance system, usually …

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Pension System in Germany – Everything you need to know

WebThe average German salary (40.551€ gross in 2021) will reward you with 1 public pension point. 1,5x the average salary will reward you with 1,5 public pension points & 81.102€ …

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Public vs. Private Health Insurance for Parents in Germany

WebAt the same time, premiums for public health insurance return to their original structure, as the child is entitled to free coverage under family insurance (total costs of €1,019 on …

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Which Health Insurance Is Best

WebWhen asking yourself which health insurance is best, you need to keep in mind that Germany has around 100 different public health insurance companies that have all …

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German Social Security System – Overview & Explanation

WebSimilar to Public Health Insurance, the German Public Pension has a maximum contribution (18,6% of 85.200€ gross salary in 2022). Salary above that threshold is free of public …

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2 Deductions From Your German Payslip

WebAnother 807€ is paid by your employer, totaling a contribution of 1.614€ or 40,35% of your gross salary. That makes social security by far the biggest deduction from your German …

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Best Life Insurance In Germany

WebLife insurance is a highly desirable financial product that offers a variety of options in Germany to meet different needs. This comprehensive guide aims to answer the most …

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German Public Pension: What You Will Get When Retiring

WebIn 2023, you’ll get one point for these gross salaries (If you earn double this, you can get up to two pension points (maximum)): East Germany: 41.967€. West Germany: 43.142€. …

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Social Security Payments 2023 Increase

WebThis was 58,050€/year or 4,837.50€/month in 2022. As of 2023, this limit will increase to 59,850€/year or 4,977.50€/month. Based on these salaries you would have to pay 14.6% …

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