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3-Step Guide to Mastering Bank Accounts and Cash Flow in …

WEBFor example, according to the FDIC, the current average interest returns on bank savings products are as follows (as of 9/21/2023):. Savings accounts, 0.45%; …

Actived: 8 days ago

URL: https://robberger.com/how-to-manage-bank-accounts-and-cash-flow-in-retirement/

Investing, Financial Freedom & Retirement – Rob Berger

WEBInvesting, Financial Freedom & Retirement – Rob Berger. “Truly invaluable advice, plus a well written and interesting read.”. — Margaret. “This book is a must-have for anyone, …

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What Rate of Return Should You Assume for Retirement Planning

WEBOver long periods, the compounding effect of investment returns can significantly impact the success or failure of a retirement plan. For example, in a recent …

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KFF Health Insurance Marketplace Calculator – Rob Berger

WEBThe Health Insurance Marketplace Calculator is an online tool provided by the Kaiser Family Foundation (KFF) that allows individuals to estimate their health insurance …

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J.P. Morgan 2024 Guide to Retirement – Rob Berger

WEBJ.P. Morgan’s annual guide to retirement offers a fascinating glimpse into the world of retirement. Here are some of the facts and figures I found noteworthy: In a non-smoking …

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The 7 Levels of Financial Freedom – Rob Berger

WEBTable of Contents. 4 Key Foundational Principles of Financial Freedom. The 7 Levels of Financial Freedom. Level 1: One Month of Expenses Saved. Level 2: Three …

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Reality Retirement Planning: A New Paradigm for an Old Science

WEBThe 45- to 54-year-old group was spending $52,746 (after inflation adjustments) 20 years ago, and they are spending $33,630 (65–74 age group) today. Despite different …

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ProjectionLab Review – Financial Planning Software – Rob Berger

WEBProjectionLab is a financial planning simulator designed to help you analyze and project your ability to reach financial independence or retirement. It was designed to help you …

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How the Bucket Strategy and 4% Rule Work Together

WEBThe Bucket Strategy. The Bucket Strategy helps us divide our retirement money between short-term spending needs and long-term investment needs. In its …

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A List of Low Cost Financial Advisors (Say NO to 1% Advisors)

WEBInvestment advisors charging one percent of the investments they manage for you is the industry norm. Many charge more than that. Not sure how fees may affect …

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9 Best Investment Tracking Apps – Rob Berger

WEBEmpower (Personal Capital) is our Editor's Choice, and an investment tracking app that I've used for many years. It earns our top ranking for several reasons. …

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How to Calculate Your Net Worth (and Why it Matters)

WEBTime Period. Transactions that Affect our Net Worth and Budget. Getting paid. Paying off a credit card. What to Include in Your Net Worth. Rule #1: Include all …

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Tools Archives – Page 2 of 2 – Rob Berger

WEBFor context, here are some of the tools I regularly use or have used in the past and found to be worth the money, time and effort: New Retirement: I use this tool for my own …

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Personal Finance Archives – Rob Berger

WEB10 Best Mint Alternatives for 2024 (Free & Paid) By Rob Berger, JD March 23, 2024. Mint was one of the first free online budgeting apps when it launched in 2007. …

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Quicken Simplifi – Rob Berger

WEBQuicken Simplifi is a personal finance app developed by Quicken, designed to help users manage their finances more effectively. It was launched on January 14, 2020, marking …

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6 Best Round-Up Apps for Saving and Investing – Rob Berger

WEBAcorns is my pick for the best overall round-up app for investing. Acorns is one of the first round-up apps with over 9 million clients. It offers both low cost investing, …

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Asset Allocation for a Lifetime

WEBThe asset allocation formula for your taxable account would be % of portfolio in stocks = 133 minus your age Plugging in your age of 65 yields an asset allocation for stocks of 68 …

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Fidelity ZERO Funds--Are They Worth the Cost

WEBIn many cases, a fund costs less than 5 basis points. For that reason, Fidelity ZERO funds seem more like a marketing strategy than a product that meets …

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Tools Archives – Rob Berger

WEBFor context, here are some of the tools I regularly use or have used in the past and found to be worth the money, time and effort: New Retirement: I use this tool for my own …

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