Royallondon.com

Helping Hand Personal support whenever you need it

WEBIf, at any time you (the plan owner), or your partner and children, suffer a serious physical or mental illness, injury or bereavement, Helping Hand will be there to offer support – even if you don’t make a claim. You can contact RedArc, who’ll give you regular support from a …

Actived: 5 days ago

URL: https://www.royallondon.com/insurance/life-insurance/advised-life-cover/helping-hand/

Royal London lends a helping hand to wellbeing

WEBRoyal London lends a helping hand to wellbeing. 17 January 2022. 4 min read. Royal London has enhanced its Helping Hand service to include health and wellbeing support for new customers, including online access to hand-picked early care medical …

Category:  Medical Go Health

Will my family medical history affect my life insurance

WEBDisclosures that can push up the cost of your life insurance. Unfortunately, having a family history of some health conditions can push up the cost of your life insurance premiums, and may even preclude you from getting cover by some insurers. That’s …

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The difference between life insurance and critical illness cover

WEBYou don’t need to have a critical illness to get a pay-out from income protection. However, critical illness cover won’t pay out unless you have a specific illness that meets certain conditions. Life insurance cover pays out a lump sum to your beneficiaries when you die. …

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Medical conditions tool

WEBUlcerative colitis is a disease that causes inflammation in the colon and rectum. Small sores called ulcers can develop in the lining of the colon. Signs and symptoms. Symptoms include diarrhoea, fatigue, weight loss, loss of appetite, rectal bleeding, loss of body fluids and …

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Customer Login and Registration

WEBThe Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.The firm is on the Financial Services Register, registration number …

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Benefit crystallisation events

WEBPre 6 April 2023 - Benefit crystallisation events and the lifetime allowance charge. The lifetime allowance is the maximum amount that can be crystallised before a charge applies. It is currently £1,073,100. From 6 April 2023 the lifetime allowance charge has been …

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Manage your insurance policy

WEBThis page helps you to manage your Royal London insurance policy as an existing customer. If you're looking for information about our new insurance products, please visit our Insurance section. We recommend that you consider talking about any changes you …

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Benefit options summary

WEBSubject to the individual’s remaining lump sum and death benefit allowance. Ill health & Severe ill health. Balance after tax-free cash taxed at marginal rate of income tax. Serious ill health. Under 75 – tax-free. Over age 75 - taxed as pension income at …

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What replaced the lifetime allowance on 6 April 2024

WEBRemaining lump sum allowance = £268,275 – (25% x previously used % of lifetime allowance on 5 April 2024 x £1,073,100). No serious ill health lump sum has been paid. To calculate the lump sum and death benefit allowance already used, if no serious …

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Access and download trust forms

WEBAccess and download trust forms. Useful forms to help put your protection plan in trust. If you have a protection plan with us, you can find a list of trust forms that may be suitable to help you to put your plan in trust. If you're a Scottish Provident plan holder, please note …

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I’ve got pre-existing medical conditions

WEBA pre-existing medical condition can be any illness, injury or disease that existed before or at the time of taking out an insurance policy. Some of the most common conditions to take into account are: Cancer. Diabetes. Kidney disease. Heart disease …

Category:  Cancer,  Medical Go Health

Life or Critical Illness Cover

WEBAvailable through an independent financial adviser, our Life or Critical Illness Cover is designed to give you peace of mind should the worst happen. And it comes with a package of support services through our Helping Hand service. Remember that these plans don't …

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Defined Benefit pensions – The pros and cons of transferring

WEBBy transferring your DB pension into a personal pension, you might be able to pass assets onto beneficiaries that you couldn’t in a DB scheme - but only if there’s money left when you die. You should discuss inheritance matters with your financial …

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Nominate a beneficiary

WEBPlease complete and submit the form to nominate your beneficiary. * Indicates a required field. 1. Your details. Personal information collected on this form will be used to administer your request. To understand the detail of how we use your information you can read the …

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Contact us about a claim

WEBYou can make a claim for yourself or on behalf of someone else. Personal information collected on this form will be used so we can assess your claim. To understand the detail of how we use your information you can read the privacy policy (opens in new window) or …

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