Spergel.ca

  1. Home
  2. Spergel.ca

What are the signs that I am financially healthy

WebBeing financially healthy cannot be pinned down to one single factor. Generally speaking, there are a few key signs of strong financial health. These include a …

Actived: 6 days ago

URL: https://www.spergel.ca/learning-centre/money-tips/financially-healthy-signs/

How does debt affect mental health

WebThe weight of debt can trigger chronic stress, leading to a cascade of negative consequences for mental health. Constant worry about making ends meet, the …

Category:  Health Go Health

Are you living within your means

WebFor each of the past six months, take away the expense row from the income row. Add this number into the ‘difference’ row in your spreadsheet. If you find that the …

Category:  Health Go Health

Exempt vs non exempt assets in bankruptcy

WebWhen it comes to bankruptcy and assets, any non exempt assets will be surrendered to your Licensed Insolvency Trustee. Your Licensed Insolvency Trustee will …

Category:  Health Go Health

CRA notice of collection: how to act

WebA CRA notice of collection is essentially a legal warning from the CRA that it may begin to take legal action against you without any further notice. This is provided …

Category:  Health Go Health

Does debt transfer to family after death

WebGenerally speaking, your family is not responsible for your debt after your death unless they have co-signed or personally guaranteed your debt. In this instance, …

Category:  Health Go Health

CERB repayment: what if I can’t afford it

WebThis is the problem of many Canadians, who, in the height of lockdown during the pandemic, were unable to work. You and many others may have received …

Category:  Health Go Health

Spergel Debt Help, Bankruptcy, & Licensed Insolvency Trustee …

WebAt Spergel our 40+ locations across Canada are open evenings and weekends to accommodate your schedule. Discuss your debt solutions with a knowledgeable …

Category:  Health Go Health

Debt to income ratio Canada – what is a good ratio

WebWith household debt to income ratio in Canada at an all time high, now is a good time to be thinking about your own debt to income ratio.This peak indicates a drop …

Category:  Health Go Health

Debt write off Canada: how to clear your debts

WebYour Licensed Insolvency Trustee will then work to negotiate with your creditors on your behalf. If your consumer proposal is accepted, you will receive a debt …

Category:  Health Go Health

Wage garnishment in Ontario: what you need to know

WebIf you are struggling with unmanageable debt in Ontario, you are not alone. With the rising cost of living in expensive cities like Toronto and Ottawa, debt is only …

Category:  Health Go Health

Can you return a financed car back to the bank

WebAlternative options to returning a financed car back to the bank. If returning your financed car to the bank is not an option or your lender will not allow you to return …

Category:  Health Go Health

Student loan forgiveness in Ontario

WebIf you are in need of student loan forgiveness in Ontario, thankfully there are plenty of options. Book a free consultation with an experienced Licensed Insolvency …

Category:  Health Go Health

Can a collection agency take you to court in Canada

WebUnless the court proceedings could be worthwhile, it is unlikely a collection agency will take you to court in Canada. While they may make threats, a collection …

Category:  Health Go Health

What happens if I owe the CRA a lot of money

WebHere are some of the consequences you might face if you owe the CRA a lot of money: Interest and penalties. The CRA will charge interest on any overdue tax. This …

Category:  Health Go Health

Long term payday loans: the consequences

WebOne of the most significant consequences of long term payday loans is the accumulation of extremely high interest rates. Payday loans are notorious for their high …

Category:  Health Go Health

Canadian debt collection laws: what can debt collection

WebGenerally speaking, debt collectors or collection agencies in Canada cannot take any legal action against you six years after a debt has been paid or since it was last …

Category:  Health Go Health

Top Categories

 › Appendicitis

 › Headaches

 › Gout

 › Women's Health

 › Thyroid

 › Sleep

 › Skin

 › Sexual Health

 › Senior Health

 › Pregnancy

 › Oral Health

 › Neurology

 › Migraine

 › Mental Health

 › Men's Health

 › Menopause

 › Medications

 › Lung Conditions

 › Infectious Disease

 › HIV/AIDS

Popular Searched

 › Recommendations for mitigation in telehealth

 › Banner health clinic pine az

 › Tquk level 2 mental health

 › Uber health user manual

 › Seattle va puget sound health care system

 › Riverside health centre hours

 › Eventide health friday harbor wa

 › Health problems in pomeranians

 › Accenture digital health survey

 › Mental health treatment cost

Recently Searched

 › Arden university top up healthcare

 › Maxim health care services in portland

 › Crelio health report download

 › Tb precautions for healthcare workers

 › Precision health continuous monitoring

 › Health partners medical equipment bloomington mn

 › Medicaid eligibility for health care

 › Continuous health monitoring instruments

 › Devotions for healthcare workers

 › Myhealth doncaster east pines