Spero.financial

Understanding the Four Pillars of Personal Finance

WebOne way to get a good picture of your overall financial health is to take stock of the four pillars of personal finance. Understanding Assets, Liabilities, Income, and Expenses, and …

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URL: https://spero.financial/understanding-the-four-pillars-of-personal-finance/

Scam Report: How to Spot and Avoid Common Health Scams

WebThe Federal Trade Commission is alerting consumers on "How to Spot and Avoid Common Health Scams." Excerpt from the Federal Trade Commission article "How to Spot and …

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Scam Report: Is That Health Insurance, a Health Product, or a Scam

WebLooking for health insurance can be confusing. But if you run across a company that deliberately tricks you into signing up for insurance or health products that don’t deliver …

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Types of Insurance: What They Are and Why You Need Them

WebHaving health insurance is a smart way to help cover the associated costs, which can be substantial. 3. Life Insurance. Life insurance is something that many people tend to avoid …

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Financial Health and Its Impact on Overall Health

WebHOW CAN MY FINANCIAL WELLNESS IMPACT MY HEALTH POSITIVELY? It’s not all bad! While our finances absolutely have an impact on our health, that impact can be …

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Scam Report: Health insurance covers at-home COVID-19 tests

WebIf you’re on Medicare, you’re also covered for 8 free over-the-counter COVID-19 tests each month. There are two ways to get your tests for free: (1) use a pharmacy or store that …

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Financial Health and Its Impact on Mental Health

WebThe connection may be even more obvious as financial stress can have a direct and significant impact on overall stress levels, emotional wellbeing, and overall quality of life. …

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How to Talk to Your Parents About Money

WebHow to Approach Talking About Money with Your Parents. Initiating the conversation may be the most challenging part of talking with your parents about money.

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Financial Health and Its Impact on Physical Health

WebUNHEALTHY COPING MECHANISMS. As a result of overwhelming financial stress, an individual may resort to unhealthy coping mechanisms such as heavy drinking, unhealthy …

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How to Invest in Your Financial Wellness

WebSet and stick to a budget. To make wise financial decisions, you should create a budget that you can stick to each month. One recommended budget is the 50/30/20 budget. With this …

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Feeding Your Family on a Budget: Ten Healthy Meals Under $10

WebOr, if you want an inexpensive and healthy meat to take center stage, try Emeril’s Turkey and White Bean Chili. Both of these recipes make six or more servings for under $10, …

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Financial Health and Its Impact on Social Health

WebBeing financially healthy or financially unhealthy can have a tremendous impact on all areas of life whether directly or indirectly. While that impact can be negative, it can also be …

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Common Student Loan Mistakes (And How to Avoid Them)

WebAs Ann Landers once said, “If you think education is expensive, try ignorance.” And while we have all heard stories about the Zuckerbergs and Jobs of the world who succeeded …

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Financial Coaching

WebSimply answer a few questions and receive a detailed summary of your financial picture and clear steps for moving forward. Get started here! Call 877.337.3399. Work with a …

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Spero Financial Credit Union

WebWe'll know you by name and work to understand your needs to provide banking solutions to help you soar financially. Better Rates. As a not-for-profit, we reinvest profits into …

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Scam Report: FTC warns diabetes treatment sellers: cease and …

WebThe Federal Trade Commission is alerting consumers about "10 companies selling unapproved and misbranded drugs they claim will treat or cure diabetes."

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Frequently Asked Questions

WebYou may re-order checks from Harland Clarke, our preferred provider, by visiting www.OrderMyChecks.com.The site is Verisign secure and TruSecure certified, so your …

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Scam Report: Avoid Marketing Scams During 2022 Medicare Open …

WebDuring Medicare’s Open Enrollment Period (OEP), Medicare beneficiaries can choose the plans that are best for them for 2022. You can get help comparing Medicare plans from …

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Giving Memories: An Alternative Approach to Gift Giving

WebWith this in mind, give the gift of memories this holiday season! Consider these ideas: 1. Take a family trip! Consider using the money you would have typically spent on gifts, and …

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