Health Insurance Surcharge Laws

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Why Is There A Spousal Surcharge For Health Insurance?

(3 days ago) WEBA spousal surcharge for health insurance is an additional fee imposed by employers on employees who choose to include their spouse on their health insurance plan when the spouse has access to their own employer-sponsored health insurance …

https://livewell.com/finance/why-is-there-a-spousal-surcharge-for-health-insurance/

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Health Insurance Surcharges for Tobacco Users

(8 days ago) WEBColorado limits the tobacco surcharge to 15%. Arkansas limits it to 20%, and Kentucky limits it to 40%. And in California, the …

https://www.verywellhealth.com/health-insurance-surcharges-for-tobacco-users-state-and-federal-rules-5082888

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Tobacco Surcharge on Health Insurance: Are You …

(7 days ago) WEBIn 2023, the State of Virginia also passed a law that prohibits health plans in the individual and small group health insurance market from imposing tobacco surcharges on health insurance premiums. …

https://www.theexprogram.com/resources/blog/tobacco-surcharge-on-health-insurance-in-legal-crosshairs-is-your-wellness-program-compliant/

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Money Money Money: How Much can the Health Plan Surcharge …

(5 days ago) WEBThe allowable surcharge amount will vary for every employer depending on the cost of health insurance, any other surcharges or incentives under an existing …

https://www.natlawreview.com/article/money-money-money-how-much-can-health-plan-surcharge-unvaccinated-employees-be

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What is a spousal carve out and a spousal surcharge program, and …

(1 days ago) WEBAn employer should check with its state insurance commissioner for any laws, regulations or public policy issues that may affect spousal carve out or surcharge, and consult with …

https://www.shrm.org/topics-tools/tools/hr-answers/spousal-carve-spousal-surcharge-program-how-differ

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Discussing Health Insurance Discounts and Surcharge Impacts

(5 days ago) WEBIncentivizing Vaccination: Federal Agencies Issue Guidance on Use of Health Insurance Discounts and Surcharges and The Impact on Employer Mandate …

https://www.natlawreview.com/article/incentivizing-vaccination-federal-agencies-issue-guidance-use-health-insurance

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How the Affordable Care Act Affects Tobacco Use and Control

(2 days ago) WEBhealth factor in order to obtain a reward or be subject to a penalty, such as a health insurance premium surcharge for tobacco use or a reward for employees who meet a …

https://www.publichealthlawcenter.org/sites/default/files/resources/tclc-fs-aca-&-tobacco-control-2014_0.pdf

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Tobacco surcharge in health insurance plans - Insure.com

(9 days ago) WEBArkansas set the tobacco surcharge cap at 20 percent, Colorado at 15 percent and Kentucky at 40 percent. California, Massachusetts, New Jersey, New York, Rhode Island and Vermont …

https://www.insure.com/health-insurance/smoking-surcharge-health-insurance.html

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Tobacco Surcharges Updated Policy Statement - American …

(2 days ago) WEBhealthcare costs attributed to smoking. The ACA required health insurance plans offered in the health insurance exchanges to cover screening for tobacco use, as well as cover …

https://www.heart.org/-/media/Files/About-Us/Policy-Research/Policy-Positions/Tobacco-Endgame/Tobacco-Surcharge-Policy-Statement.pdf

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Spousal Health Insurance: How to Get This Coverage

(2 days ago) WEBYou have 30 days to get on your spouse’s employer-sponsored health insurance if you have recently lost your job and health insurance. Losing your job-based health insurance is considered a …

https://www.healthmarkets.com/resources/health-insurance/spousal-health-insurance/

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What to Consider Before Implementing a Health Insurance …

(6 days ago) WEBEmployers implementing a health insurance surcharge must comply with federal anti-discrimination laws requiring exceptions for medical conditions or a …

https://www.amundsendavislaw.com/labor-employment-law-update/what-to-consider-before-implementing-a-health-insurance-surcharge

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Should Married Couples Have Separate Health Insurance?

(2 days ago) WEBThere are numerous reasons spouses may have separate health insurance. This can be due to coverage offers from employers, eligibility for government …

https://www.verywellhealth.com/should-married-couples-have-separate-health-insurance-4121045

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Imposing a Health Insurance Surcharge on the Unvaccinated - AJMC

(3 days ago) WEBOutsourcing regulation: how insurance reduces moral hazard. Mich Law Rev. 2012;111(2):197-248. 6. FAQs about Affordable Care Act implementation part 50, …

https://www.ajmc.com/view/imposing-a-health-insurance-surcharge-on-the-unvaccinated

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Have employers dropped spouses from employer-sponsored …

(3 days ago) WEBQ.I have heard that because of Obamacare, employers have been dropping spouses from their plans. Is this true? A. Obamacare (the Affordable Care Act) …

https://www.healthinsurance.org/faqs/my-husbands-employer-offers-good-health-insurance-for-our-family-is-it-true-that-because-of-obamacare-employers-may-start-dropping-spouses-from-their-plans/

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Health Insurance: Spousal Surcharges / Carveouts

(Just Now) WEBSample Form: Health Care Spousal Surcharge Acknowledgement Q&A: What should I disclose to potential health insurance carriers? Number of Views 13. Q&A: How does …

https://support.shrm.org/s/article/Health-Insurance-Spousal-Surcharges-Carveouts

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Does Your State Require You to Have Health Insurance?

(5 days ago) WEBMuch like California and New Jersey, the Rhode Island individual mandate requires all non-exempt residents to have health insurance coverage. Tax penalties are …

https://www.forbes.com/advisor/health-insurance/do-you-have-to-have-health-insurance/

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Employers Considering Health Insurance Surcharge for Failure to …

(6 days ago) WEBAbsent direct guidance from the Department of Health and Human Services (HHS) on the issue of applying a surcharge to a COVID-19 vaccination wellness …

https://news.leavitt.com/covid-19/health-insurance-surcharge-failure-to-obtain-covid-19-vaccine/

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Youngkin says he will sign legislation ending higher insurance …

(9 days ago) WEBOther states’ surcharges. Federal law allows states to decrease or eliminate the surcharge, and six, plus Washington D.C., have decided to end it. In a …

https://virginiamercury.com/2023/03/14/youngkin-says-he-will-sign-legislation-ending-higher-insurance-premiums-for-tobacco-users/

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New Jersey Life & Health Insurance Guaranty Association - Welcome

(5 days ago) WEBWelcome. Welcome to the New Jersey Life & Health Insurance Guaranty Association (NJLHIGA) Web site. We hope you find this site helpful in providing information …

https://www.njlifega.org/

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New Jersey Life & Health Insurance Guaranty Association

(Just Now) WEBAbout Us. The New Jersey Life & Health Insurance Guaranty Association is a statutory entity created in 1992 (with an effective date of January 1, 1991), when the New Jersey …

https://www.njlifega.org/About

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DRIVING WHILE INTOXICATED IN NEW JERSEY - The Law Office of …

(4 days ago) WEB• Automobile Insurance Surcharge - $1,000 for 3 Years • Community Service – 30 Day. Third NJ DWI Offense - 3rd Drunk Driving Conviction • There is a minimum fine of …

https://www.josephrutiglianolaw.com/article/driving-while-intoxicated-in-new-jersey/

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SMALL EMPLOYER HEALTH BENEFITS WAIVER OF COVERAGE

(7 days ago) WEBHorizon BCBSNJ – Director, Regulatory Compliance Three Penn Plaza East, PP-16C Newark, NJ 07105 Phone: 1-800-658-6781 Fax: 1-973-466-7759 Email: …

https://www.horizonblue.com/sites/default/files/2016-09/2465%20%28W0616%29%20Small%20Employer%20Benefits%20Waiver.pdf

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